I, Dale Ogden, an actuary with professional educational credentials in both property-casualty and life-health insurance, am the only candidate qualified to be California Insurance Commissioner. During my 30 plus years of diversified insurance and regulatory-related experience, I have provided assistance and expert testimony to several state insurance commissioners, executive agencies of the federal government, executive and legislative branches of state governments, and state-created automobile and workers compensation insurers and guaranty funds. I’ve helped improve insurance regulation by drafting laws and regulations and designing policies that streamline insurance regulation and let competition work. The Department’s budget increased from about $28 million in 1988 to more than $200 million in 2006. I can reduce that by at least $150 million without eliminating any meaningful services. With my regulatory experience in many of the states, I’ve seen what works and what doesn’t. I’ve seen the harm done by both excessive zeal and abuse by elected and appointed politicians for personal and political benefit. I would not make those mistakes nor commit those abuses. Unlike my opponents, I am not interested in promoting my political career; if I am elected to the position of Insurance Commissioner, I would never seek another political office.