AAA Life Insurance Company
AAOMS National Insurance Company, RRG
Advantage Health Plans
AEtna Life & Casualty
AGIP USA, Inc.
Alameda Contra Costa Transit District
Alaska Housing Finance Corporation
Alexander & Alexander
Allianz Insurance Company
Allon Greene & Associates
Allstate Insurance Companies
Ambassador Insurance Company
American Building Maintenance
American Contractors Indemnity Company
American Honda
American Mutual Insurance Company of Boston
American Mutual Liability Insurance Company
American Professionals Insurance Company
American Policyholders Insurance Company
American Risk Management
American Reinsurance Corporation
American Sentinel Insurance Company
American Sterling Insurance Company
American Title Insurance Company
Ameri-Med Corporation
Amwest Surety Insurance Company
Anderson & Anderson
Anderson Clayton & Co.
Applied Risk Associates, Inc.
Apollo Corporation
Arizona Insurance Department
Arizona State Compensation Fund
Armco Reinsurance Corporation
Armco Steel Corporation
ARV Assisted Living
Automobile Club of Southern California
Azstar Insurance Company

Badger Mutual Insurance Company
BC Insurance Company
Beckman Instruments
Bellefonte Underwriters Insurance Company
Berkeley Unified School District
Bernstein Law Firm
Beverage Retailers Risk Retention Group
Bingham, Dana & Gould
Big Five Variety Stores
Blue Cross of Rhode Island
British National Insurance Company

Caledonian Insurance Company
California Attorneys Mutual Insurance Co.
California FAIR Plan
California Insurance Guaranty Association
California Insurance Company
California Lutheran Homes
Callahan & Blaine
Carl Karcher Enterprises
Carr-Gottstein
Centris Group, Inc., The
Century National Insurance Company
Chandler, Tullar et al
Chicago Motor Club Insurance Company
Chicago Title Insurance Companies
Citicorp (New York & Puerto Rico)
Citizens Security Insurance Company
City of Hawthorne, California
City of Mesa, California
College Liability Insurance Company
Colonial Penn Insurance Company
Columbus Insurance Company
Commercial Underwriters Insurance Company
Compass Insurance Company
Condor Insurance Company
Continental Insurance Companies
CoreMark International
Countrywide Funding, Inc.
Crum & Forster (Xerox Corporation)
Crusader Insurance Company

D. H. Baldwin Company
Dah Chong Hong Trading Corporation
Dai-Tokyo Royal Insurance Company, Ltd.
Dames & Moore
Davis, Weber & Edwards
Dentists Insurance Company
Design Professionals Insurance Company
Dillingham Construction Company
Dillon Read & Company
Dollar Rent A Car
Dominion Insurance Company
Drayton Company, Ltd.

El Camino Hospital
Electric Mutual Liability Insurance Company
Emerson Electric Company
Empire Mutual Insurance Company
Employers Casualty Insurance Company
Enterprise Rent-a-Car
Eskaton Corporation
Everhealth Hospital Corporation
Expert Actuarial Services

Far West Insurance Company
Federated/Allied Department Stores
Federal Emergency Management Agency
Federation of Jewish Philanthropies
Fidelity National Title Insurance Companies
Financial Pacific Insurance Company
Fire Districts Mutual Insurance Company
Fireman's Fund Insurance Companies
First National Bank of Boston
First Insurance Company of Hawaii
First Island Reinsurance Association
Five Star Insurance Company
Florida Farm Bureau Insurance Company
Folksamerica Reinsurance Company
Foundation Health Systems
Fortress Reinsurance Company
Frank B. Hall/Union Indemnity Company
Fremont Medical Corporation
Fremont-Rideout Hospitals
Fulbright & Jaworsky

General Fidelity Insurance Company
General Fire & Casualty Insurance Company
General Insurance Company of Florida
General Rent-a-Car
GFI. Inc.
Gianelli & Morris
Golden Bear Insurance Company
Golden Eagle Insurance Company
Goody Products Corporation
GRE of America Group (Albany/Atlas)
GRE of Canada Group
Great Atlantic Insurance Company
Great Pacific Insurance Company
GTE Reinsurance Company, Ltd. (Bermuda)
GTE Insurance Company, Ltd. (London)
Gulf Insurance Company

Hawaiian Insurance Group
Hawaii Property Insurance Association
Hawaii State Legislative Auditor
Health Dimensions, Inc.
Health Net, Inc.
Health Service Systems
Hennigan, Bennett and Dorman
H. F. Ahmanson & Company
Hoag Memorial Hospital
Home Insurance Companies/City Investors
Human Services Unemployment Trust
Hughes & Nunn
Hunton & Williams

Ideal Mutual Insurance Company
IMB Capital, Ltd.
INAMED Corporation
In and Out Burger
Independent School Bus Insurance Fund
Industrial Commission of Arizona
Insurance Claim Research Group
Insurance Company of the West
Insuratex
Inter-Cargo Corporation
International Frozen Foods
International Service Insurance Company
Investors Insurance Company of America
Isham Lincoln & Beale
Island Insurance Company, Limited

Jones, Day, Reavis & Pogue

KCC New York Syndicate
Kerr Glass Company
Kilbourne Company, Inc.
KPMG Peat Marwick LLP

Lakeside Medical Group
Lawyers Professional Liability Insurance Company
LeBoeuf, Lamb, Leiby, & MacRae
LeMars Mutual Insurance Company
Leonard Green & Associates
Liberty Mutual Insurance Company
Liberty Northwest Insurance Company
Lloyds Southwest
Los Angeles County Schools
Lou Jones & Associates
Loyola College of Baltimore
LTV Steel Corporation (in Bankruptcy)

Maine Medical Liability JUA
Manhattan Eye Ear & Throat Hospital
Manufacturers Hannover Trust Company
Marine Reinsurance Company
Marine Midland Bank
Maryland Automobile Insurance Fund
MCA (Music Corporation of America)
MCI International, Inc.
MDT Corporation
Mead Reinsurance Corporation
Medical Eye Services, Inc.
Medical Liability Mutual Insurance Company
Medical Mutual Liability Insurance Society
Megan, Inc.
Mentor Insurance Company, Ltd.
Merchants Mutual Insurance Group
Mercury Insurance Group
Meridian Insurance Company
Meridian Title Insurance Companies
Merit Corporation, Inc.
Mesa Reinsurance Company
Middlesex Mutual Insurance Company
Mid-Pacific Insurance Company
Milliman & Robertson, Inc.
Missouri Department of Insurance
M. L. Oates Insurance Company
Monroe Guaranty Company (Cook Group)
Monteleone & McCrory
Montgomery, McCracken et al
Morgan Stanley
Mother's Cakes & Cookies
Motor Club of America Insurance Company
Mullikin Medical Group
Municipal Mutual Insurance Company
Mutual of Omaha

National Grange Mutual Insurance Company
National American Insurance Company of California
National American Insurance Group
National Farmers Union Insurance Company
National Insurance Group
National Lloyds Insurance Company
National Medical Enterprises
National Reinsurance Company
Nationwide Insurance Company
Nevada Industrial Commission
Nevada State Industrial Insurance System
Nevada Title Insurance Company
New York State Insurance Department
New York State Insurance Fund
New York City Housing Authority
NAC RE Corporation & Subsidiaries
National Medical Enterprises
Non-Profits Insurance Alliance of California
Nonprofits Mutual Risk Retention Group
Northeastern Insurance Company of Hartford
Northeastern Fire Insurance Company

Oahu Transit Association
Occidental Chemical Company
Occidental Petroleum
Ocean Drilling & Exploration Company
Ohio Bar Liability Insurance Company
Ohio Hospital Insurance Corporation
Omaha Indemnity Company
Omni Independent Professional Association
Optimum Insurance Company
Oregon State Accident Insurance Fund
Orthopedic Hospital

Pacific American Insurance Company
Pacific Financial Insurance Corporation
Pacific International Corporation
Pacific Marine Insurance Company
Paula Insurance Company
Peabody Corporation
Peerless Insurance Company
Pennsylvania State Workers Insurance Fund
Pennsylvania Medical Society Liability Ins Co.
Philadelphia Mutual Insurance Company
Phillips Petroleum (Walton Insurance Company)
Pinkertons
Pittston Coal Company
Port of Oakland, California
Posternak Blankstein & Lund
Presbyterian Hospital of Los Angeles
Public Service Mutual Insurance Company
PXRE Reinsurance Company

Quail Street Casualty Insurance Company

Raley & Bel-Air Markets
Ralph's Grocery Stores
Ranger Insurance Company
Realex Corporation
Redwood Empire Municipal Insurance Fund
Rehabilitation Hospital of the Pacific
Reinsurance Corporation of New York
Richmond Memorial Hospital
Riverside Community Hospital
Rockwood Holding Company
Roxborough, Pomerantz & Nye
Royal Insurance Companies
Ruden Barnett McCloskey et al
Russell Reinsurance Company
Ryder Systems, Inc.

Saint Paul Insurance Companies
Sanford M. Gage
San Bernadino County
San Diego County
San Francisco Reinsurance Company
San Jose, City of
San Jose County
San Luis Obispo
San Pedro Peninsula Hospital
Santa Barbara County Schools
Santa Barbara Health Plans
Santa Barbara Hospital
Santa Fe & Southern Pacific
Santa Marta Hospital
Seaboard Surety Corporation
Sentry Insurance Company
Shearman & Sterling
Sierra View Hospital
Skadden, Arps, Slate, Meagher & Flom
Snappy Rent-a-Car
Sony Corporation
Southern Life and Health Insurance Company
Southern Pacific Railroad
SRI Corporation & Subsidiaries
Stewart Title Insurance Company
Superior National Insurance Company
Surety Company of the Pacific
Sutherland Asbill & Brennan
Swift Transportation Company
Syncor International

Taisho Insurance Company
Talbot-Byrd General Agency
Talegen Holdings
Teachers Association Life Care Community
Temple University Hospital
The Dentist's Insurance Company
Thrifty Drug Stores
Thrifty Rent-a-Car Corporation
TIC Indemnity Corporation
Total Pharmaceutical Care
Transcal Associates
Transit Casualty Insurance Company

Underwriters Reinsurance Company
Underwriters Insurance Company
United Merchandising Group
United Services Life Insurance Company
Universal Reinsurance Corporation
University of Cincinnati Hospital
University of Washington
Ulico Management Company
Ulico Standard of America Casualty Company
U-Haul Trucks
U-Save Auto Rental Corporation
USF Insurance Company
USF RE Insurance Company
USLICO Corporation
Utility Trailer, Inc.

Valor Insurance Company
Vans’ Inc.
Vermont Insurance Department
Veterinary Pet Insurance Company
Victoria Financial Corporation
Virco Manufacturing Corporation
Von's Grocery Stores

W. J. Roberts & Co.
Ward, Kroll & Jampol
Ward North America
Western Family Insurance Company
Western Growers Insurance Company
Western Mutual Insurance Company
Wolverine Insurance Company
Workers Compensation Reinsurance Bureau

Yasuda Insurance Company of America
Yorktown Indemnity Company

Zale Indemnity Company
Zenith National Insurance Company